RESOURCES FOR AGENTS
MONEYWISE NEWSLETTERS (by Topic)
Download PDFs of our Managing in Tough Times MoneyWi$e "Family Financial Management" newsletters.
Budgeting
Volume 3, Issue 5
Topic: Getting away on what you can afford
Volume 3, Issue 10
Topic: Maximizing Your Dollar
Volume 4, Issue 2
Topic: Stretching Your Paycheck
Volume 5, Issue 1
Topic: Take Control of Your Finances in Tough Times
Volume 5, Issue 9
Topic: How Much Home Can You Afford?
Volume 7, Issue 12
Topic: Setting Financial Priorities
Volume 8, Issue 2
Topic: Automating Your Finances
Volume 9, Issue 9
Topic: Applications for Financial Management
Volume 13, Issue 4
Topic: Spring Clean Your Budget
Volume 13, Issue 6
Topic: Increase Productivity by Finding Flow
Volume 13, Issue 11
Topic: Hosting Holiday Meals on a Budget
Volume 15, Issue 11
Topic: Budget Friendly Tips for Pet Owners
Cars
Volume 2, Issue 4
Topic: Rising gas prices
Volume 4, Issue 3
Topic: Hitting the Road... Buying a Vehicle
Volume 6, Issue 10
Topic: Car Maintenance: The Basics
Volume 10, Issue 2
Topic: Prepare Your Vehicle for Winter
Volume 12, Issue 7
Topic: Choosing to Lease or Buy a Vehicle
College
Volume 3, Issue 8
Topic: College Bound
Volume 4, Issue 5
Topic: Student Loans
Volume 10, Issue 9
Topic: Considering College? File Your FAFSA Soon
Volume 11, Issue 3
Topic: How to Ace a Job Interview
Volume 12, Issue 9
Topic: College Savings Month: Understanding The Kentucky Saves 529 Plan
Volume 15, Issue 8
Topic: Maximizing College Savings
Credit
Volume 5, Issue 2
Topic: Understanding Credit Scores and Credit Reports
Volume 6, Issue 9
Topic: Changing Credit Card Technology: What You Should Know
Volume 7, Issue 8
Topic: Choosing Debit or Credit at the Checkout Counter
Volume 7, Issue 11
Topic: Maintaining a Good Credit Score: Why It Matters
Volume 8, Issue 11
Topic: How to Protect Yourself in the Wake of the Equifax Breach
Volume 10, Issue 3
Topic: Paying Down Your Credit Card Debt
Volume 10, Issue 6
Topic: Keeping Score? What Your Credit Score Says about You
Volume 13, Issue 10
Topic: Understanding Your Credit Score
Volume 14, Issue 1
Paying off Debt: Using the Debt Snowball and Debt Avalanche Methods
Volume 14, Issue 11
Money Transfer Apps
Family/Child
Volume 3, Issue 7
Topic: Teaching Your Children About Money
Volume 4, Issue 8
Topic: Family Communications About Money
Volume 4, Issue 9
Topic: Family Money Saving Tips While on the Go
Volume 5,Issue 7
Topic: Communicating with your Children about Money
Volume 6, Issue 5
Topic: Financial Considerations for Teen Drivers
Volume 6, Issue 12
Topic: Conquering the Great Indoors with Children
Volume 7, Issue 2
Topic: Date Night on a Budget
Volume 7, Issue 5
Topic: Vacationing on a Budget
Volume 8, Issue 6
Topic: How to Save Money as a Pet Owner
Volume 8, Issue 7
Topic: Preparing Financially for Baby
Volume 9, Issue 5
Topic: When Opposites Attract: Managing Finances Within a Marriage
Volume 9, Issue 11
Topic: Warding off Lifestyle Creep
Volume 10, Issue 5
Topic: Keep Smartphone Data Private by Safely Downloading Apps
Volume 10, Issue 7
Topic: Budget to Avoid Jitters over Wedding Costs
Volume 10, Issue 8
Topic: Protect Yourself Online
Volume 11, Issue 4
Topic: Teaching Kids about Money
Volume 12, Issue 5
Topic: What every high school graduate should know about finances
Volume 13, Issue 2
Topic: Bank Accounts for Kids - Learning Financy by Doing
Volume 15, Issue 3
Topic: Allowance: A Life Skill Builder
Health/Wellness
Volume 2, Issue 8
Topic: The Health and Wealth Challenge
Volume 8, Issue 1
Topic: Exercising on a Budget
Volume 8, Issue 12
Topic: Eating Healthy on a Budget
Volume 9, Issue 4
Topic: Managing Financial Stress
Volume 10, Issue 4
Topic: Managing Financial Stress
Volume 13, Issue 7
Topic: Tips to Increase Productivity and Stop Procrastinating
Volume 14, Issue 10
Topic: Time Well Spent: Organizing Tips for Increased Productivity
Homeownership
Volume 2, Issue 10
Topic: Preparing your home for cold weather
Volume 3, Issue 9
Topic: Mortgage Math
Volume 4, Issue 4
Topic: Home is where the heart is: Should I buy or rent?
Volume 4, Issue 6
Topic: Yard Sales
Volume 4, Issue 7
Topic: Considering a Reverse Mortgage?
Volume 5, Issue 4
Topic: Yard Sales
Volume 5, Issue 11
Topic: Should You Consider Extended Warranties?
Volume 6, Issue 6
Topic: Downsizing Your Home... How to Start the Process
Volume 6, Issue 11
Topic: Payday Loans and Rent-to-Own: How to be an Informed Consumer
Volume 7, Issue 3
Topic: Home Emergency Preparedness
Volume 7, Issue 4
Topic: What You Should Know About Routine Home Maintenance
Volume 7, Issue 6
Topic: Home Business — It Starts with a Plan
Volume 8, Issue 3
Topic: Cutting the Cable Cord
Volume 8, Issue 9
Topic: Things to Consider Before Hiring a Contractor
Volume 9, Issue 3
Topic: Should I Stay or Should I Go: Considerations for Downsizing Your Home
Volume 9, Issue 12
Topic: Conserve Energy and Save Money
Volume 12, Issue 3
Topic: Financial Preparedness for a Natural Disaster
Volume 12, Issue 11
Topic: Smart Homes, Brilliant Savings
Volume 13, Issue 1
Topic: Financial Recovery and Resiliency
Volume 13, Issue 5
Topic: Financial Recovery Following a Natural Disaster
Volume 14, Issue 4
Topic: Being a Respectful Giver: How to Help After a Natural Disaster
Volume 14, Issue 9
Topic: Rising Homeowner's Insurance Costs
Insurance
Volume 3, Issue 12
Topic: Insurance... What Kind Do You Need?
Volume 8, Issue 4
Topic: Vehicle Insurance
Volume 14, Issue 9
Topic: Rising Homeowner's Insurance Costs
Volume 15, Issue 7
Topic: Protecting Your Assets with Insurance
Retirement
Volume 6, Issue 4
Topic: Estate Planning Considerations
Volume 8, Issue 8
Topic: Living on a Retirement Budget
Volume 12, Issue 4
Topic: Extension Publications Can Help You Start Estate Planning
Volume 11, Issue 2
Topic: You Can’t Afford to Wait — Save for Retirement Now
Volume 13, Issue 9
Topic: Preparing for Retirement
Volume 13, Issue 12
Topic: Estate Planning Tips for Non-Titled Property
Volume 15, Issue 5
Topic: Invest in Yourself: Which Retirement Plan is Right for You?
Saving
Volume 1, Issue 12
Topic: Household money-saving tips
Volume 2, Issue 3
Topic: Saving money
Volume 3, Issue 1
Topic: Resolve to save
Volume 3, Issue 2
Topic: KY Saves
Volume 3, Issue 6
Topic: Preparing for the Unexpected
Volume 4, Issue 10
Topic: Plug Your Spending Leaks
Volume 6, Issue 3
Topic: Pump Up Your Savings
Volume 7, Issue 9
Topic: Saving for Big Ticket Items
Volume 9, Issue 7
Topic: Saving for Major Purchases
Volume 10, Issue 1
Topic: Resolve to Save Smart
Volume 12 Issue 10
Topic: Saving doesn't have to be scary
Volume 14 Issue 2
Topic: Put Compound Interest to Work for You
Volume 14 Issue 5
Topic: Anyone Can Bank
Volume 14 Issue 6
Topic: Saving Money on Medical Expenses
Volume 14, Issue 12
Topic: Becoming a Smart Saver at Mealtime
Volume 15, Issue 1
Topic: Understanding the Cost of Convenience
Volume 15, Issue 10
Topic: Caring for Your Clothing Can Save You Money
Seasonal
Volume 2, Issue 1
Topic: Financial New Year's resolutions
Volume 2, Issue 5
Topic: Enjoying the summer on a budget
Volume 2, Issue 6
Topic: Summer savings
Volume 2, Issue 7
Topic: Back-to-school planning
Volume 2, Issue 9
Topic: Holiday spending
Volume 3, Issue 4
Topic: Green spring
Volume 3, Issue 11
Topic: Financial Preparation for the Holidays
Volume 4, Issue 1
Topic: Get Organized in the New Year
Volume 5, Issue 10
Topic: Beating the Holiday Financial Blues
Volume 5, Issue 12
Topic: Protecting Your Identity During the Holiday Season
Volume 7, Issue 1
Topic: Measuring Your Financial Health in the New Year
Volume 7, Issue 10
Topic: Holiday Shopping on a Budget
Volume 9, Issue 1
Topic: Planning Ahead for the Holiday Season
Volume 9, Issue 6
Topic: Enjoy Your Vacation Without Breaking the Bank
Volume 10, Issue 10
Topic: Don’t Let Scams Scare You This Halloween
Volume 11, Issue 1
Topic: Organize Your Money Records in the New Year
Volume 11, Issue 11
Topic: Being a Mindful Holiday Consumer: Use Less, Spend Wi$e Challenge
Volume 11, Issue 12
Topic: Hindsight is 20/20: Financial Lessons Learned from COVID-19
Volume 12, Issue 1
Topic: New Year, New Money: Breaking Habits That Break the Banks
Volume 12, Issue 8
Topic: Steps to Guard Against Identity Theft
Volume 12, Issue 12
Topic: Celebrate Now, Pay Later? Consider Carefully
Volume 14, Issue 7
Topic: Saving on Staycations and Vacations
Volume 15, Issue 9
Topic: Building an Emergency Kit on a Budget
Volume 15, Issue 12
Topic: Being a Responsible Consumer of Information
Shopping
Volume 2, Issue 12
Topic: Gift cards
Volume 4, Issue 11
Topic: Cybershopping Saving Strategies
Volume 4, Issue 12
Topic: The Price of Convenience
Volume 5, Issue 3
Topic: Clip and Save: Stretching Your Grocery Dollar
Volume 5, Issue 5
Topic: Talking Needs vs. Wants
Volume 5, Issue 6
Topic: Consignment Shopping
Volume 5, Issue 8
Topic: Shop Your Local Farmer's Market on a Budget
Volume 6, Issue 1
Topic: Resisting the Urge to Splurge
Volume 6, Issue 7
Topic: Planning Your Farmers' Market Shopping List
Volume 6, Issue 8
Topic: The Ins and Outs of Warehouse Club Shopping
Volume 7, Issue 7
Topic: Buying in Bulk: What You Need to Know
Volume 8, Issue 5
Topic: Saving Money at the Grocery Store
Volume 8, Issue 10
Topic: Becoming a Savvy Online Seller
Volume 9, Issue 8
Topic: Get the Best Deals on Airfare
Volume 9, Issue 10
Topic: Becoming a Smart Consumer
Volume 10, Issue 12
Topic: No Peeking: Keep Online Shopping Secret and Smart
Volume 14, Issue 3
Topic: Shrinkflation: Increasing Prices, Decreasing Quantity
Volume 14, Issue 8
Topic: Ways to Save on Back-To-School
Volume 15, Issue 4
Topic: Shopping Tips When Buying Major Appliances
Volume 15, Issue 6
Topic:Fair and Safe: The Role of Consumer Protection Agencies
Taxes
Volume 2, Issue 2
Topic: Taxes
Volume 2, Issue 11
Topic: Year-end tax planning
Volume 3, Issue 3
Topic: Take control of your taxes
Volume 6, Issue 2
Topic: Be SMART with Your Tax Refund
Volume 9, Issue 2
Topic: Making the Most out of Your Tax Refund
Volume 13, Issue 3
Topic: Taxes and Identity Theft: Fraudulent Unemployment Insurance Claims