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Keys to Great Parenting: Fun and Learning with Your Baby or Toddler – All seven sections feature simple, no-cost or very inexpensive developmental activities for parents of very young children. Many of the activities could be modified for preschoolers and early elementary children.  

How Can I Teach My Preschooler to Not Lose Money? – Fact sheet describes simple activities to help parents teach their children how money works and what it can do. 

Stress at Home - Kids at School – Fact sheet to help teachers recognize stress in children due to economic difficulties at home. 

Teaching Children About Money – Site that can help your children chart their financial course in life and teach them basic money management skills. 

The Cost of Having Children: If Children Are Part of Your Plans – Fact sheet that takes a look at the economics of having children.


Rebounding Your Finances after the Great Recession – Implementing good money management practices can help you rebound and allow you to be better prepared for future changes in the economy. 

Maximizing Your Dollars in Retirement – Developing a monthly budget for your retirement expenses can help you feel more prepared to adjust to rising prices and unexpected expenses. 

Add Up The Savings – A series of cards offering tips to Add Up the Savings.
At HomeOn ClothingWhile Eating OutShopping for FoodFood Preparation, and On Energy. 

Legally Secure Your Financial Future:  Organize, Communicate, Prepare – The estate planning lesson contains 3 sections, Organize, Communicate, and Prepare.  The series is designed to help individuals/ families get organized; communicate their wishes with others; and prepare an estate plan.  A wealth of resources has been provided throughout the lesson including:  forms for preparing important papers, and links to sites; streaming video; and information on a variety of topics.  

Divorce Matters: Separating Your Finances – Fact sheet discusses the three financial issues and responsibilities during divorce: the need to gather information, negotiate property division, and manage debt. 

Economic Solutions: Turning Personal Resources into Cash – There are ways to make money that most people have not thought of. This publication will help you identify personal resources that can be turned into cash (University of Tennessee Extension) – The U.S. Government's website designed to educate Americans regarding money management. 

The Wildcat Way to Wellness: Give Yourself a Financial Checkup – FCS 5-430 - It is important to do a regular checkup of your finances, much like getting an annual checkup from your doctor. Some financial maintenance checks should be done monthly, some quarterly, and some annually. 

Personal Finance – It is an online one-stop-shop for the entire U.S. Cooperative Extension System in personal finance and several other subject-matter areas, with more being added in the near future. Programs, information, and featured resources in personal finance are constantly being reviewed and added to the site.


Build Wealth Not Debt: Become an American Saver – Program aimed at educating and assisting Americans to build wealth by saving and reducing debt. 

Capture the Power of a Spending Plan – Quick and easy ways to develop a successful spending plan. 

How to Keep Money in Your Pocket – FCS 5-102 -  Your spending and saving habits influence your ability to achieve financial security. You can change wasteful spending habits if you understand how habits are shaped, the parts of spending behavior, and ways spending behavior can be changed. 

How to Make your Money Go Further – FCS 5-101 - The way you spend your money today will determine what you have six months from now, a year from now, five years from now or in your lifetime. You control your financial destiny. Successful money managers control the way they spend their money. 

Making It on a College Budget. Paying for college is one of the most significant costs families encounter. The purpose of this lesson is to enable students to gain skills in managing income and expenses effectively to maximize the money they have for college. Participants will gain skills in managing income and expenses effectively. They will know what's important, set goals, make a spending plan and have a chance to evaluate their spending. For more information regarding this program, contact Jennifer Hunter 

Money in Your Pocket: The Budget Box System. Designed to help families manage their money. Uses a budget box system to set spending priorities for one month at a time. Allows for varying income and accepts the fact that there may not be enough money to meet all expenses. Families are encouraged to set realistic financial goals.  Includes six lessons plus Money in Your Pocket cards, templates for printing envelopes for expense and income categories. For more information regarding this program, contact Jennifer Hunter

Money Smart – Money Smart for Young Adults and Money Smart.  Both of these have been updated recently.  They have great modules on banking, checking accounts, setting financial goals and keeping track of ones money, savings, borrowing, credit cards, home ownership, and on the young adult one, paying for college and cars. For more information regarding this program, contact Jennifer Hunter


Don’t Make “Cold Checks” a Disaster – FAM-RHF.136  - This fact sheet deals with the common consumer practice of floating checks until payday, and provides information on the Check Clearing for the 21st Century Act, which makes it almost certain that checks will clear within hours, rather than days. Many unsuspecting consumers are likely to bounce checks as a result, and this publication helps consumers avoid what could become a personal catastrophe. 

Finding Ways to Live on a Reduced Income – FCS 5-441 - Loss of income is a traumatic experience. With so many families carrying a high level of debt to­day, the reduction in income or total loss of income through a job loss is especially traumatic. There are steps you can take to ease the burden and survive this experience. 

Live Within Your Means – Description on how to make important purchases and how not to make unimportant purchases. 

Not Enough Money? – NEP 210A - It can be a shock to realize there is not enough money to go around. This fact sheet gives tips for making informed decisions with your money.  

Spending Choices – Some suggestions on the right spending choices. 

Stretching Your Dollars – Fact sheet with suggestions for maximizing budget dollars. 

Super Shopper-The Price is Right – FAM-RHF.102 - To many shoppers, the word
“sale” is magical. This fact sheet teaches consumers to analyze sales for wise shopping.


Your Money Matters – Talk about money openly and honestly before marriage. 

Family Communications about Money – FCS 5-106 - Many financial problems occur because family members do not understand their money situation. When family members don’t “talk things over,” even the most workable spending plan is doomed.


RideShare Kentucky: Resource for Carpooling in KY – RideShare Kentucky is an on-line bulletin board of commuters looking for others to join in carpooling.  A commuter posts their destination, as well as their work schedule.  A membership is required to either post or respond to an ad.  Joining is a free service.  This is not a service or website associated with University of Kentucky. 

Alternative Transportation Resources – The University of Kentucky offers carpooling resources for its employees.


Kentucky State Parks – Kentucky has 52 state parks, which offer a variety of activities including swimming, boating, fishing, nature hikes, and more. 

Kentucky Department of Tourism – This is the official website of the Kentucky Department of Travel, inviting you to explore Kentucky’s Unbridled Spirit.  The site offers travel ideas throughout the state, including sites to see, things to do, and places to stay. 

National Park Service – Within the borders of Kentucky, you do not have to travel far to reach one of the four national parks or national historic sites in our state.  Abraham Lincoln’s Birthplace, located just outside of Hodgenville focuses on Lincoln’s life in Kentucky.  Mammoth Cave  is the world’s longest cave system, cave tours, camping, and picnicking facilities are available.  The Big South Fork National River and Recreation Area offers scenic gorges as well as a host of outdoor recreational activities including camping, hiking, horseback riding, and more.  Cumberland Gap National Historic Park marks the gateway to the west, where the settlers entered Kentucky through the mountains, guided tours, as well pioneer exhibits, and outdoor activities are available.  

Traveling Light: Family Language Fun to Go – The oral language activities for all ages of children and youth require no props, are easy to learn to do. Together with parental suggestions for advancing children’s development and closer parent-child relationships included on each activity page, build family togetherness while advancing literacy skills. These values are essential for weathering lean economic times by building resiliency as well as social and reading skills, all elements that are essential for completing education and competing successfully for jobs.


Local Gas Prices – Are you always searching for the cheapest gas in town?  Several websites track the price of gas at different service stations.  You enter your zip code to find a list of gas stations and their current price per gallon will be displayed.  This is not a service or website associated with the University of Kentucky.